Amy bought two $15MM policies in 2015. She has a high net worth, and 2 kids. Her estate is conservatively estimated at $60MM, so she funded two trusts with life insurance. She was 57 then, and got a Preferred approval due to her family history.
We did a Policy Review, because that is never, ever a bad idea. Now that she’s 60, Protective doesn’t ding her for her family history. If we got Best Class, the premium was about the same, but she’d get a new policy, with longer guarantees and better conversion options down the road. We found ourselves staring at another Preferred approval.
But Amy was relentless-she got updated labs. And a treadmill. And an ultrasound. And labs again. It became her personal mission. And she did it. We placed $30MM of new coverage-not for Amy, but for her 2 kids.
Let us help you with Policy Reviews.